{"id":1278,"date":"2023-02-07T11:17:30","date_gmt":"2023-02-07T10:17:30","guid":{"rendered":"https:\/\/casopisona.cz\/?p=1278"},"modified":"2023-02-07T11:17:31","modified_gmt":"2023-02-07T10:17:31","slug":"at-vas-neprekvapi-osetrovani-blizke-osoby-pojistete-si-ho","status":"publish","type":"post","link":"https:\/\/casopisona.cz\/?p=1278","title":{"rendered":"A\u0165 v\u00e1s nep\u0159ekvap\u00ed o\u0161et\u0159ov\u00e1n\u00ed bl\u00edzk\u00e9 osoby. Pojist\u011bte si ho!"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Nemoc nen\u00ed v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b v\u00edtan\u00fdm hostem v na\u0161ich \u017eivotech. P\u0159esto je jejich ned\u00edlnou sou\u010d\u00e1st\u00ed a je t\u0159eba s n\u00ed po\u010d\u00edtat. Nejde p\u0159itom pouze o samotn\u00e9 p\u0159ekon\u00e1v\u00e1n\u00ed zdravotn\u00edch komplikac\u00ed, ale tak\u00e9 o to, jak se vypo\u0159\u00e1dat s t\u00edm, \u017ee po dobu nemoci obvykle b\u00fdv\u00e1me vy\u0159azeni z pracovn\u00edho procesu. Nemluv\u011b o tom, kdy\u017e onemocn\u00ed d\u00edt\u011b, o n\u011b\u017e je t\u0159eba se postarat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Z\u016fstat doma s nemocn\u00fdm (d\u00edt\u011btem)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud se toti\u017e nemoc dotkne n\u011bkter\u00e9ho z \u010dlen\u016f va\u0161\u00ed rodiny, p\u0159edev\u0161\u00edm men\u0161\u00edch d\u011bt\u00ed, je t\u0159eba zajistit dostate\u010dn\u00e9 z\u00e1zem\u00ed k p\u00e9\u010di o rodinn\u00e9ho p\u0159\u00edslu\u0161n\u00edka. Kde na to ale vz\u00edt, kdy\u017e o\u0161et\u0159ov\u00e1n\u00ed nemocn\u00e9ho d\u00edt\u011bte zabere spoustu energie a \u010dasu, tud\u00ed\u017e na pr\u00e1ci a vyd\u011bl\u00e1v\u00e1n\u00ed pen\u011bz u\u017e mnoho prostoru nezbyde?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jednou z mo\u017enost\u00ed, jak situaci \u0159e\u0161it, je spolehnout se na pomoc od st\u00e1tu. Zam\u011bstnanci, kte\u0159\u00ed se \u00fa\u010dastn\u00ed na nemocensk\u00e9m poji\u0161t\u011bn\u00ed, maj\u00ed n\u00e1rok na speci\u00e1ln\u00ed d\u00e1vku, tzv. o\u0161et\u0159ovn\u00e9. Je ur\u010deno osob\u00e1m, kter\u00e9 se staraj\u00ed o d\u00edt\u011b mlad\u0161\u00ed 10 let nebo jinou osobu z\u00e1vislou na jejich p\u00e9\u010di, a nemohou proto doch\u00e1zet do zam\u011bstn\u00e1n\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00fd\u0161e d\u00e1vky \u010din\u00ed 60 % redukovan\u00e9ho denn\u00edho vym\u011b\u0159ovac\u00edho z\u00e1kladu o\u0161et\u0159uj\u00edc\u00edho a je mo\u017eno ji \u010derpat nap\u0159\u00edklad i v p\u0159\u00edpad\u011b uzav\u0159en\u00ed \u0161kolsk\u00e9ho \u010di d\u011btsk\u00e9ho za\u0159\u00edzen\u00ed, nebo v p\u0159\u00edpad\u011b, \u017ee d\u00edt\u011bti byla na\u0159\u00edzena karant\u00e9na.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">OSV\u010c bez n\u00e1roku?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Narozd\u00edl od zam\u011bstnanc\u016f ov\u0161em na kr\u00e1tkodob\u00fd p\u0159\u00edsp\u011bvek na o\u0161et\u0159ov\u00e1n\u00ed osoby bl\u00edzk\u00e9 nemaj\u00ed n\u00e1rok OSV\u010c, a to ani pokud se \u00fa\u010dastn\u00ed na dobrovoln\u00e9m nemocensk\u00e9m poji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Za spln\u011bn\u00ed ur\u010dit\u00fdch podm\u00ednek mohou osoby samostatn\u011b v\u00fdd\u011ble\u010dn\u011b \u010dinn\u00e9 dos\u00e1hnout pouze na nemocenskou d\u00e1vku na tzv. dlouhodob\u00e9 o\u0161et\u0159ov\u00e1n\u00ed, tedy p\u00e9\u010di o osobu bl\u00edzkou, (zpravidla \u010dlena rodiny), kter\u00e1 byla propu\u0161t\u011bna z nemocnice (po min. \u010dty\u0159denn\u00ed hospitalizaci) a l\u00e9ka\u0159 konstatoval, \u017ee je nezbytn\u00e9 o ni celodenn\u011b pe\u010dovat po dobu del\u0161\u00ed ne\u017e 30 dn\u00ed. P\u0159\u00edsp\u011bvek p\u0159itom lze z\u00edskat jak v p\u0159\u00edpad\u011b dlouhodob\u00e9 nemoci mal\u00e9ho d\u00edt\u011bte, tak p\u0159i p\u00e9\u010di o dosp\u011bl\u00e9ho nap\u0159. ve v\u00e1\u017en\u00e9m po\u00farazov\u00e9m stavu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Je v\u0161ak t\u0159eba pamatovat na to, \u017ee po dobu o\u0161et\u0159ov\u00e1n\u00ed nem\u016f\u017ee doty\u010dn\u00e1 OSV\u010c vykon\u00e1vat \u017e\u00e1dnou v\u00fdd\u011ble\u010dnou \u010dinnost.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Mo\u017en\u00e9 preventivn\u00ed \u0159e\u0161en\u00ed podobn\u00fdch sv\u00edzeln\u00fdch situac\u00ed v\u0161ak, bohud\u00edk, nab\u00edzej\u00ed alespo\u0148 komer\u010dn\u00ed poji\u0161\u0165ovny, zpravidla v r\u00e1mci sv\u00e9ho&nbsp;<a href=\"https:\/\/www.koop.cz\/pojisteni\/pojisteni-osob\" target=\"_blank\" rel=\"noreferrer noopener\">\u017eivotn\u00edho poji\u0161t\u011bn\u00ed<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Poji\u0161t\u011bn\u00ed o\u0161et\u0159ov\u00e1n\u00ed a nemoci bl\u00edzk\u00fdch<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vhodn\u011b zvolen\u00fd pojistn\u00fd produkt, jako nap\u0159\u00edklad FLEXI \u017eivotn\u00ed poji\u0161t\u011bn\u00ed od Kooperativy, v\u00e1m m\u016f\u017ee pokr\u00fdt n\u00e1klady za dobu, kdy nebudete moci pracovat z d\u016fvodu p\u00e9\u010de o nemocn\u00e9 d\u00edt\u011b \u010di jin\u00e9ho \u010dlena rodiny. Tato varianta je tak vhodn\u00fdm \u0159e\u0161en\u00edm i pro OSV\u010c, kter\u00e9 si neplat\u00ed nemocensk\u00e9 poji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Va\u0161e \u017eivotn\u00ed poji\u0161t\u011bn\u00ed tak chr\u00e1n\u00ed v\u00e1s i va\u0161e bl\u00edzk\u00e9. V\u00fdhodou tohoto \u0159e\u0161en\u00ed rovn\u011b\u017e je, \u017ee o\u0161et\u0159uj\u00edc\u00ed osobou nemus\u00ed b\u00fdt nutn\u011b pouze z\u00e1konn\u00fd z\u00e1stupce d\u00edt\u011bte a hl\u00eddat je m\u016f\u017ee t\u0159eba babi\u010dka, sousedka nebo ch\u016fva. V p\u0159\u00edpad\u011b, \u017ee by o\u0161et\u0159uj\u00edc\u00ed osoba d\u00edt\u011bte musela kv\u016fli jeho nemoci \u010di \u00farazu nep\u0159etr\u017eit\u011b pob\u00fdvat v nemocnici, pak v\u00e1m poji\u0161\u0165ovna vyplat\u00ed pojistn\u00e9 pln\u011bn\u00ed i po dobu hospitalizace d\u00edt\u011bte.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A pokud budete cht\u00edt ochr\u00e1nit p\u0159\u00edmo i sv\u00e9 d\u011bti, m\u016f\u017eete uzav\u0159\u00edt \u201ejuniorsk\u00e9\u201c \u017eivotn\u00ed poji\u0161t\u011bn\u00ed na m\u00edru i pro n\u011b.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nemoc nen\u00ed v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b v\u00edtan\u00fdm hostem v na\u0161ich \u017eivotech. P\u0159esto je jejich ned\u00edlnou sou\u010d\u00e1st\u00ed a je t\u0159eba s n\u00ed po\u010d\u00edtat. Nejde p\u0159itom pouze o samotn\u00e9 p\u0159ekon\u00e1v\u00e1n\u00ed zdravotn\u00edch komplikac\u00ed, ale tak\u00e9 o to, jak se vypo\u0159\u00e1dat s t\u00edm, \u017ee po dobu nemoci obvykle b\u00fdv\u00e1me vy\u0159azeni z pracovn\u00edho procesu. Nemluv\u011b o tom, kdy\u017e onemocn\u00ed d\u00edt\u011b, o [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1279,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[292,293,291],"class_list":["post-1278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rady-a-navody","tag-osvc","tag-podnikani","tag-zivotni-pojisteni"],"_links":{"self":[{"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/posts\/1278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/casopisona.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1278"}],"version-history":[{"count":1,"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/posts\/1278\/revisions"}],"predecessor-version":[{"id":1280,"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/posts\/1278\/revisions\/1280"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/media\/1279"}],"wp:attachment":[{"href":"https:\/\/casopisona.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/casopisona.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/casopisona.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}