{"id":1226,"date":"2022-11-22T10:12:29","date_gmt":"2022-11-22T09:12:29","guid":{"rendered":"https:\/\/casopisona.cz\/?p=1226"},"modified":"2022-11-22T10:12:30","modified_gmt":"2022-11-22T09:12:30","slug":"povinne-ruceni-na-auto-co-je-to-co-kryje-pripojisteni","status":"publish","type":"post","link":"https:\/\/casopisona.cz\/?p=1226","title":{"rendered":"Povinn\u00e9 ru\u010den\u00ed na auto \u2013 co je to, co kryje, p\u0159ipoji\u0161t\u011bn\u00ed"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Sjedn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed je ze z\u00e1kona nutn\u00e9. By\u0165 se to na prvn\u00ed pohled m\u016f\u017ee zd\u00e1t jako nep\u0159\u00edjemn\u00e1 investice, v p\u0159\u00edpad\u011b boura\u010dky za to bude \u0159idi\u010d, kter\u00fd nehodu zp\u016fsobil, vd\u011b\u010dn\u00fd. Co je to povinn\u00e9 ru\u010den\u00ed? Co kryje a jak\u00e9 jsou mo\u017enosti p\u0159ipoji\u0161t\u011bn\u00ed?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na druh\u00e9 stran\u011b stoj\u00ed <strong>havarijn\u00ed poji\u0161t\u011bn\u00ed<\/strong>, kter\u00e9 je dobrovoln\u00e9. Ka\u017ed\u00fd \u0159idi\u010d m\u016f\u017ee zv\u00e1\u017eit, zda se mu vyplat\u00ed si takov\u00e9 poji\u0161t\u011bn\u00ed vozidla sjednat nebo ne. Zpravidla se doporu\u010duje nov\u00fdm vozidl\u016fm do <strong>7 let<\/strong> st\u00e1\u0159\u00ed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Povinn\u00e9 ru\u010den\u00ed na auto je mo\u017en\u00e9 sjednat jednak na jak\u00e9koliv pobo\u010dce poji\u0161\u0165ovny, tak i online. Prost\u0159ednictv\u00edm <strong>kalkula\u010dek povinn\u00e9ho ru\u010den\u00ed<\/strong> je mo\u017en\u00e9 zjistit cenu ihned, a to rovnou od n\u011bkolika mo\u017en\u00fdch poji\u0161\u0165oven.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Majitel vozidla p\u0159i sjedn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed online m\u016f\u017ee u\u0161et\u0159it nejen \u010das, n\u00fdbr\u017e i pen\u00edze. \u0158ada poji\u0161\u0165oven toti\u017e d\u00e1v\u00e1 sv\u00fdm nov\u00fdm nebo st\u00e1vaj\u00edc\u00edm klient\u016fm <strong>velk\u00e9 slevy za online uzav\u0159en\u00ed pojistn\u00e9ho<\/strong>. Tak m\u016f\u017ee \u010dlov\u011bk z\u00edskat <a href=\"https:\/\/www.vpojisteni.cz\/nejlevnejsi-povinne-ruceni\/\"><strong>nejlevn\u011bj\u0161\u00ed povinn\u00e9 ru\u010den\u00ed na auto<\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co je to povinn\u00e9 ru\u010den\u00ed&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jak ji\u017e bylo v\u00fd\u0161e zm\u00edn\u011bno, povinn\u00e9 ru\u010den\u00ed je z\u00e1konem dan\u00e9. Ka\u017ed\u00fd \u0159idi\u010d, kter\u00fd vyraz\u00ed na silnice, mus\u00ed m\u00edt sjednan\u00e9 povinn\u00e9 ru\u010den\u00ed na sv\u016fj automobil. Jestli\u017ee se tak ned\u011bje, pak p\u0159i p\u0159\u00edpadn\u00e9 kontrole polici\u00ed m\u016f\u017ee \u0159idi\u010d zaplatit pokutu <strong>a\u017e do v\u00fd\u0161e 40000 K\u010d<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Po sjedn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed do n\u011bkolik minut zelen\u00e1 karta na emailovou adresu, kter\u00e1 byla zad\u00e1na v kontaktn\u00edch \u00fadaj\u00edch. Tu si n\u00e1sledn\u011b mus\u00ed \u0159idi\u010d vytisknout a m\u00edt ji v\u017edy u sebou p\u0159i cest\u011b vozidlem.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Co kryje povinn\u00e9 ru\u010den\u00ed&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.epojistka.cz\/clanky\/co-kryje-povinne-ruceni\/\"><strong>Co kryje povinn\u00e9 ru\u010den\u00ed?<\/strong><\/a> Povinn\u00e9 ru\u010den\u00ed kryje \u0161kody, kter\u00e9 \u0159idi\u010d vozidla zp\u016fsob\u00ed. Jedn\u00e1 se zejm\u00e9na o <strong>\u0161kody na majetku p\u0159i provozu vozidla<\/strong>. Pat\u0159\u00ed sem nejen autonehody, n\u00fdbr\u017e i jin\u00fd typ majetku jako jsou sloupky nebo svodidla.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dal\u0161\u00edm d\u016fle\u017eit\u00fdm kryt\u00edm je <strong>\u0161koda na zdrav\u00ed<\/strong>. Vznikne-li autonehoda, m\u016f\u017ee doj\u00edt nejen ke \u0161kod\u011b na majetku, ale i na zdrav\u00ed \u010dlov\u011bka. Ten, kdo utrp\u011bl takov\u00e1 zran\u011bn\u00ed, m\u016f\u017ee po \u0159idi\u010di po\u017eadovat u\u0161l\u00fd zisk, od\u0161kodn\u011bn\u00ed za vznikl\u00e9 zdravotn\u00ed v\u00fddaje a za zhor\u0161en\u00e9 spole\u010densk\u00e9 uplatn\u011bn\u00ed.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh6.googleusercontent.com\/_zoKQR1ZYaetxWqqyGbRB4EaowdZcNXo06ykdLVCGs3S-ucu6srzQj3eFjyKqQ7gygALvveCl3Q48ti2XyGMuWK-bZ71u0jr2Nzwtkt6upF7WUWZoWU8ODFdYuZ7Sg5O-CDTQsHh6MkYmvPDQXdmtaqY1ZWkEDSMn6gJ2Sl2qGdv5hBckFP4MhwR-8hn\" alt=\"\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><em>M\u00edt sjednan\u00e9 povinn\u00e9 ru\u010den\u00ed je ze z\u00e1kona povinn\u00e9.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Zm\u011bna povinn\u00e9ho ru\u010den\u00ed&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.epojistka.cz\/clanky\/zmena-pojistovny\/\"><strong>Zm\u011bna povinn\u00e9ho ru\u010den\u00ed<\/strong><\/a> je mo\u017en\u00e1, ale mus\u00ed \u0159idi\u010d dodr\u017eet stanoven\u00e9 lh\u016fty. Najde-li majitel vozidla na internetu lep\u0161\u00ed nab\u00eddku, kterou chce vyu\u017e\u00edt, mus\u00ed vypov\u011bd\u011bt st\u00e1vaj\u00edc\u00ed poji\u0161t\u011bn\u00ed.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jednou z variant je zm\u011bna povinn\u00e9ho ru\u010den\u00ed <strong>po uplynut\u00ed pojistn\u00e9 doby<\/strong>. Dal\u0161\u00edm typem je <strong>dohodou stran<\/strong>, kter\u00e1 neb\u00fdv\u00e1 tak \u010dast\u00e1. Vedle toho lze zru\u0161it povinn\u00e9 ru\u010den\u00ed do <strong>2 m\u011bs\u00edc\u016f<\/strong> od uzav\u0159en\u00ed smlouvy nebo <strong>3 m\u011bs\u00edce<\/strong> od vzniku pojistn\u00e9 ud\u00e1losti.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nej\u010dast\u011bji v\u0161ak doch\u00e1z\u00ed ke zru\u0161en\u00ed p\u0159i l<strong>ikvidaci vozidla<\/strong> nebo p\u0159i <strong>prodeji<\/strong> soukrom\u00e9 osob\u011b nebo autobazaru.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>P\u0159ipoji\u0161t\u011bn\u00ed k povinn\u00e9mu ru\u010den\u00ed&nbsp;<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161\u0165ovny nab\u00edz\u00ed vedle povinn\u00fdch a z\u00e1rove\u0148 z\u00e1kladn\u00edch bal\u00ed\u010dk\u016f <strong>p\u0159ipoji\u0161t\u011bn\u00ed<\/strong>. Sou\u010d\u00e1st\u00ed jsou <strong>asisten\u010dn\u00ed slu\u017eby<\/strong>, kter\u00e9 \u0159idi\u010di ocen\u00ed t\u00e9m\u011b\u0159 v\u017edy. Jedn\u00e1 se zejm\u00e9na o slu\u017eby jako jsou odtah vozidla do servisu, v\u00fdm\u011bna pneumatiky, zap\u016fj\u010den\u00ed n\u00e1hradn\u00edho vozidla nebo opravu na m\u00edst\u011b. Za nadstandardn\u00ed slu\u017eby si mus\u00ed ka\u017ed\u00fd pochopiteln\u011b p\u0159iplatit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Velmi obl\u00edbenou variantou je <a href=\"https:\/\/www.epojistka.cz\/clanky\/pojisteni-celniho-skla\/\"><strong>poji\u0161t\u011bn\u00ed \u010deln\u00edho skla<\/strong><\/a>. Ti, kdo \u017eij\u00ed na vesnic\u00edch, hojn\u011b vyu\u017e\u00edvaj\u00ed p\u0159ipoji\u0161t\u011bn\u00ed <strong>st\u0159etu se zv\u011b\u0159\u00ed<\/strong>. Dal\u0161\u00edm velmi obl\u00edben\u00fdm je <strong>\u00farazov\u00e9 poji\u0161t\u011bn\u00ed \u0159idi\u010de<\/strong> spole\u010dn\u011b se v\u0161emi, kdo s n\u00edm v aut\u011b cestuj\u00ed.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jede-li rodina na v\u00fdlet autem po Evrop\u011b, je jasn\u00e9, \u017ee v kufru nebo na seda\u010dk\u00e1ch budou zavazadla. V p\u0159\u00edpad\u011b, \u017ee by do\u0161lo ke kr\u00e1de\u017ei, pak se na to vztahuje dobrovoln\u00e9 <strong>p\u0159ipoji\u0161t\u011bn\u00ed zavazadel<\/strong>.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sjedn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed je ze z\u00e1kona nutn\u00e9. By\u0165 se to na prvn\u00ed pohled m\u016f\u017ee zd\u00e1t jako nep\u0159\u00edjemn\u00e1 investice, v p\u0159\u00edpad\u011b boura\u010dky za to bude \u0159idi\u010d, kter\u00fd nehodu zp\u016fsobil, vd\u011b\u010dn\u00fd. Co je to povinn\u00e9 ru\u010den\u00ed? Co kryje a jak\u00e9 jsou mo\u017enosti p\u0159ipoji\u0161t\u011bn\u00ed? Na druh\u00e9 stran\u011b stoj\u00ed havarijn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 je dobrovoln\u00e9. Ka\u017ed\u00fd \u0159idi\u010d m\u016f\u017ee zv\u00e1\u017eit, zda [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1227,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rady-a-navody"],"_links":{"self":[{"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/posts\/1226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/casopisona.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1226"}],"version-history":[{"count":1,"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/posts\/1226\/revisions"}],"predecessor-version":[{"id":1228,"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/posts\/1226\/revisions\/1228"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/casopisona.cz\/index.php?rest_route=\/wp\/v2\/media\/1227"}],"wp:attachment":[{"href":"https:\/\/casopisona.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/casopisona.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/casopisona.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}